Features & Benefits of Axis Bank SELECT Credit Card

The main Axis Bank SELECT credit card feature is that it can be used as a shopping credit card. However, there are other benefits as well which are mentioned below:

Welcome Benefits

• 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.(No welcome benefit for lifetime free credit card customers)

Lounge Access

• Priority Pass Membership with up to 12 international lounge access on the first card transaction within 30 days of card issuance
• Up to 8 complimentary (2 per quarter) domestic lounge access for primary Card holder will be based on minimum spends of INR 50,000 in the previous 3 month. In the case of a newly issued card, the minimum spend criteria is waived off for the month of issuance as well as for the following 3 months.

Discounts & Cashback

• BigBasket Instant discount: Flat Rs. 500 off per month on minimum purchase of Rs. 3,000, once per month
• Swiggy Instant discount: Flat Rs.200 off on min cart value of Rs 1000, applicable twice per month

Rewards

• Exclusive golf privileges with up to 9 complimentary golf rounds
• 5,000 EDGE REWARD Points on reaching Rs. 3 Lakhs annual spend
• Annual fee waiver on Rs. 8 Lakhs annual spend
• 10 EDGE REWARD Points on every Rs. 200 spent, 2X EDGE REWARD Points on retail shopping spent

Annual benefits

• Priority Pass Membership renewal on annual spend of 3 Lakh

Axis Bank SELECT Credit Card Fees & Charges

Following are the details of Axis Bank SELECT credit card charges:

• Joining fee: Rs. 3,000 + GST
• Annual fee: You have to pay Rs. 3,000 + GST as Axis Bank SELECT credit card annual fee.
• Joining and annual fees for Add-on card: Nil Axis Bank SELECT credit card fees
• Joining and annual fees for Burgundy customers: Nil
• Hotlisting charges: Nil
• Cash payment fee: Rs. 100
• Card replacement fee: Rs. 100
• Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
• Foreign currency transaction fee: 3.50% of the transaction value.
• Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
• Fuel transaction surcharge: 1% of transaction value. Gets refunded for fuel transactions between Rs. 400 to Rs. 4,000.
• GST: As per existing Government norms.
• Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived

Axis Bank SELECT Credit Card Eligibility

ollowing are the Axis Bank SELECT card eligibility criteria in details:

• Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
• The Add-on cardholder of Axis Bank SELECT credit card should be above 18 years of age.
• Net annual income of the applicant should be Rs. 6,00,000 or above

Axis SELECT Credit Card Document Required

If you are looking for Axis Bank SELECT credit card apply online with the following documents:

• A copy of PAN card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Residence proof: Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill.

How to Apply for a SELECT Credit Card?

You can apply for an Axis Bank SELECT credit card through MyMoneyMantra.

• To apply, click on the "Apply Now" button.
• You will be redirected to the Axis Bank website.
• Choose "Yes" or "No" for existing or new Axis Bank customers.
• Submit the form with the required information.